If you were recently injured in an accident, soon you will most likely
be dealing with the at-fault party’s insurance company. Naturally,
there will be some paperwork involved. When you receive documents from
the other side’s insurance company, one of them will be titled “authorization”
or “release,” and there will be a spot for
your signature. Your first response may be, “I guess I have to sign all of these
documents right away,” but not so fast. Before you sign
anything from the at-fault party’s insurance company, it’s important
that you understand exactly what it is that you’re signing.
What is the Medical Authorization Release and what is its function? By
signing this form, you’re giving the other side’s insurance
company the authorization (green light) to dig into your very personal
health and medical history.
How the Medical Authorization Release Can Hurt You
When it comes to obtaining a
personal injury settlement from the at-fault party’s insurer, the nature and extent
of your injuries will determine how much compensation you receive. That
why would the insurance company be interested in your medical records (past
and present)? If the insurance company can
reduce or deny your claim by blaming your injuries on a “previous medical condition or injury,”
they save money, sometimes tens of thousands. Once an insurance company
gets their hands on a plaintiff’s personal medical history, what
happens next is they scour through the person’s records to find
anything that may weaken the person’s claim.
For example, if a plaintiff suffered from headaches
car accident and the insurance company learned that the plaintiff complained about
migraines to their doctor sometime
before the accident, the insurance company could try to use that information
to reduce the plaintiff’s claim. So, if you received documents from
the other side’s insurance company, you should speak with a personal
injury attorney from our firm
BEFORE you sign a medical authorization.
Looking for a Long Island personal injury attorney to file a claim for
Call us today to request a free consultation!